COVID-19 and the Commercial Lender

• Overview

Gain an understanding of the issues banks and the business borrowers are facing during this uncertain time.This topic will review commercial lending in the era of COVID-19 and will discuss SBA lending products including the Payroll Protection Program (PPP), the EIDL, Express Bridge Loan, and debt relief. Additionally, ways to better manage the bank's conventional commercial loan portfolio will be discussed, including stress testing. Loan modifications and risk ratings will be explored along with commercial real estate (CRE) lending issues. The topic will also explore ways to assess the customer's business plans and projected profitability after COVID-19.

Authors

Agenda

Review Commercial Lending in the Era of COVID-19

Define SBA Lending Products Including the Payroll Protection Program (PPP)

Explore Ways to Better Manage Your Conventional Commercial Loan Portfolio During the Pandemic Including Stress Testing

Discuss Loan Modifications, Risk Ratings, and CRE Lending Issues

Assess the Customer's Business Plans and Projected Profitability Post-COVID-19