The Five C's of Credit
David L. Osburn
CFO (Chief Financial Officer)
Osburn & Associates, LLC
You will Learn:
- The “Five Cs of Credit” (main focus of Credit Analysis Basics)
- Why character is the most important of the Five Cs
- What it means to be a credit “underwriter”
- How to look at credit from the perspective of both the creditor and debtor
Attend this brief introductory segment from our full OnDemand Webinar “Credit Analysis Basics: The ABCs of Managing the Company’s Credit Function” and learn about the “Five Cs of Credit,” as follows:
Capacity is the company’s cash flow ability or ability to service its debt obligations, capital is the company’s financing sources including debt and equity, collateral are the assets pledge by the company in various financing arrangements, conditions are the economic conditions that impact the company, and character are the moral or ethical standards of the individuals that are managing the company’s credit function. The “Five Cs of Credit” model is the foundation of Credit Analysis Basics!
Sign up for a free Bronze membership today to receive your complimentary ondemand course!
Please provide a valid business e-mail to receive your access instructions.
Already a member? Log In
You will receive a Free Bronze Membership
to Banker Resource with your OnDemand Course!