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A Comprehensive Guide to Reg Z: Closed-End Credit Compliance

Audio Files and PDF File Come on Flash Drive
Copyright 2019
Audio & Reference Manual$219.00Add to Cart Add to Cart


Gain a practical understanding of Regulation Z and how to avoid common pitfalls. The Truth in Lending Act's implementing rule, Regulation Z, attempts to protect consumers by requiring lenders to facilitate an informed credit decision by providing detailed disclosures at various points during the life cycle of the loan. Many lenders and their employees find Regulation Z's substantive and timing requirements to be confusing and unclear, but they do not have the time to consult with an attorney or compliance officer every time a loan term or other fact changes. This topic helps lenders and loan officers avoid the potentially significant penalties and sanctions associated with violating Regulation Z by helping them understand when the rule applies, as well as how to maintain compliance in areas of advertising, APR calculations, disclosures, and more.

Authors

Pavitra (Pavy) Bacon, Ballard Spahr LLP

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