Banking Articles

These Banking articles will give you the news and information you need to stay up to date in the ever changing Banking industry.

July 9, 2013 – 1,540 views
Banker Resource
You may be in need of credit for several reasons including setting up a new business or to offset the business losses. The understanding of credit analysis basics will help you negotiate loans successfully. Lenders go by a set of criteria in making a decision on offering credit. Typically, credit investigations involve five “Cs” to determine the extent of risk associated with credit decisions... Full Story 
June 20, 2013 – 1,614 views
Banker Resource
Credit analysis is one of the lifelines of any lending organization. As a result, being able to make the right decisions on whom to lend to is equally important and organizations that make the wrong decisions on a continuous basis will find themselves bankrupt very soon. Credit analysis basics always start with the ‘credit worthiness’ of an individual – his or her ability to keep up to the payment structure of a loan without defaulting. Credit histories are becoming more and more essential as a result. Over the years, a large number of analysis techniques have been developed in order to check an individual’s credit-worthiness... Full Story 
June 13, 2013 – 1,390 views
Banker Resource
Running or even holding an important position in any financial organization requires an individual to have a keen eye on being able to spot trouble and deals, which could do more harm to the company than good. Problem loans are one of the biggest issues faced by financial companies all over the world and seriously undermine any profits that a company is making. A problem loan is essentially a loan that is no longer returning any principal or even interest payments. The fact that a company is no longer making money on the loan classifies it as being a ‘problem loan.’.. Full Story 
June 10, 2013 – 2,407 views
Banker Resource
An effective compliance management system is an essential part of a well-oiled and properly functioning corporation. A company and its managing committee spend a lot of time drafting the various policies, procedures, and their documentation in an effort to ensure that as many aspects of company integrity are covered. As a result, it is essential to ensure that the integrity of the company is not affected. Full Story 
June 5, 2013 – 1,296 views
Banker Resource
Small business lending is a vital cog in the wheel of entrepreneurship and startup companies. Many individuals that start up a new business do not have ready cash to develop the business. As a result, approaching lending organizations, such as banks for a small business loan will help them go a long way into realizing their dream. However, understanding how SBA lending and small business lending works will go a long way into helping you reap the benefits... Full Story 
May 29, 2013 – 1,388 views
Banker Resource
While confirmation fraud is an intensely debated topic, at one time it was simply glossed over because of probably low risks involved. So the procedure against it was simple which required less effort and thought. But the same is turning out to be a tremendous challenge because the fraudsters have come to know about the oversight... Full Story 
May 22, 2013 – 1,616 views
Banker Resource
Intellectual property is an asset to any organization. If IP is recognized as an asset, it must be accepted that IP debt transactions are possible. In other words, it can be used as a form of collateral for the company trying to access loans. But as against other forms of collateral, IP as collateral comes with a set of challenges... Full Story 
May 20, 2013 – 1,542 views
Michael King - Gammage & Burnham
Robin Reynolds wrote and published an article, “I Want To Die Like A Dog: Poignant Insights On Aging Gracefully.” She published the article about her mother’s situation in the online magazine, phoenixWoman. Her sister, Sylvia L. Reynolds, and her brother, Douglas L. Reynolds, sued Robin for defamation and false light invasion of privacy... Full Story