Free for Silver Members Free for Silver Members
Free for Gold Members Free for Gold Members

Banking White Papers

White Papers from leading Banking experts provide great insight and research on timely relevant Banking topics.

How can not-for-profit trade associations get in trouble for violating the antitrust laws? - Free

January 26, 2015

How Do You Keep from Becoming the Next Target of the FTC and the U.S. Department of Justice

A Guide to Drafting and Reviewing Commercial Loan Documents - Free

May 12, 2014

Commercial lending professionals and attorneys need to know how to draft and review commercial loan documents. It is important that they understand credit agreements, promissory notes, guaranties and collateral documents when they are operating in their field. These documents are necessary for the funds to transfer from the lender to the borrower, and they must be generated correctly. Download this white paper to learn the basics.

Mobile Banking: Opportunities and Risks - $10.00 Free for Silver Members Free for Gold Members 

April 15, 2014

Banks like Chase have resorted to the use of mobile banking applications due to the increased opportunities that they present for building a client base. When a bank decides to use electronic systems to create a mobile banking application, it must be aware of privacy concerns, technology patents and risks presented by this technology. This white paper addresses the concerns that bankers and attorneys charged with representing the best interests of financial institutions should keep in mind when dealing with issues relating to mobile banking applications.

Document Retention and Destruction: Regulations and Best Practices for Financial Institutions - Free

March 13, 2014

A company owes it to itself to educate the management and then the employees in generally accepted policies on documentation destruction and retention. Every company now has overarching guidelines that it must follow based upon both political and corporate governance; however, the success of a company in this endeavor will also rely on the independent ability of employees to properly interpret the more vague aspects of document retention policy. Download this white paper for a look at the regulations and best practices for financial institutions.

An Overview of the Volcker Rule - $10.00 Free for Silver Members Free for Gold Members 

February 24, 2014

The changes to the existing regulatory environment and financial industry are so significant there continue to be major concerns as various elements are sorted out. The law is not without critics on both sides of the issue of regulation. Some feel the total legislation falls short of what is desirable to avoid another major crisis; others argue the new rules put too great a burden and too many restrictions on America’s financial institutions. This white paper will help give readers a better understanding of the Volcker Rule.

A Guide to Growing Your Bank’s Loyalty Base - Free

January 8, 2014

In order to build a loyal customer base at your bank, you must first differentiate yourself from your competition. You can then decide the type of customer that you are looking for specifically and tailor your services and sales pitch towards them. You will then be able to offer programs that will incentivize your target market to choose your bank over the competition. In order to create a banking structure that will keep customers coming back for more, you must continue to remain on the cutting edge of your profession when it comes to technologies and services offered. A few of these services as determined by reputable watchdog marketing companies will be discussed in this white paper.

How to Prepare for a CFPB Audit - Free

November 26, 2013

These audits are tough. They're designed to look into every aspect of how a business offers its services, regulates its products, and educates both current and prospective customers. Preparing for such an audit is a very extensive task and often requires a team of professionals within the company in order to be done quickly and properly. When getting started with this process, there are a few guiding rules that will make it easier to have the right documentation and answers to common questions on hand.

Legal Considerations of Forbearance Agreements - $10.00 Free for Silver Members Free for Gold Members 

October 31, 2013

A forbearance agreement may be proposed by a borrower or lender because of a borrower’s temporary inability to honor the covenants of a loan contract. Specifically, the lender agrees not to foreclose or take other legal action in exchange for a borrower’s acceptance of revised loan terms. The ultimate purpose of a forbearance agreement is to bring the original loan contract current. A forbearance agreement is a temporary measure to assist delinquent borrowers while preserving the financial interests of a bank or other lending institution. Download this white paper to learn about some of the legal considerations.

Recognizing the Symptoms of Problem Loans - Free

September 26, 2013

Every banker will eventually run into a problem loan. The secret to becoming a successful banker is to make sure that this type of loan is minimized within your portfolio. Everyone from a junior officer all the way to a senior real estate loan professional can benefit from recognizing the signs of what will most likely turn out to be a problem loan. The warning signs can be quite obvious or quite subtle; however, make sure that you are familiar with them all. This white paper will help you to identify the major symptoms of problem loans.

How to Prepare a Successful SBA Loan - $10.00 Free for Silver Members Free for Gold Members 

August 28, 2013

For most small businesses, finding adequate financing is often a challenge. To help meet this need, the SBA has established a series of programs that provide or guarantee loans under a variety of circumstances. Before considering the SBA as a source of financing, it is helpful to understand the types of loans that are available and the requirements that pertain to each, which are outlined in this white paper.

< Previous 123 Next >