Banking Articles

These Banking articles will give you the news and information you need to stay up to date in the ever changing Banking industry.

September 4, 2013 – 1,024 views
Banker Resource
Since 2010, many of the largest banks in the United States have shown a steady growth with regard to their liquidity requirement. Having said that, the calculations that are made by the Basel Committee on Banking Commission have shown that these banks have a different valuation of their liquidity which is not up to the standard. This has forced... Full Story 
August 13, 2013 – 1,309 views
Banker Resource
Whether it is a dispute regarding your phone bill, buying a house, or even paying off credit card bills, the principles of negotiation remain the same. You need to remember that every experienced and skilled negotiator, despite feeling nervous, knows how to suppress these outward signs during the negotiation. A commercial loan restructuring usually requires an excellent working knowledge of numerous commercial law aspects such as litigation, transactional, and bankruptcy issues... Full Story 
August 7, 2013 – 1,286 views
Banker Resource
In this “don’t ask, don’t tell” world, the Fair Credit Reporting Act has made it a little easier for the consumers to know what barred them from getting a loan or other type of credit. There are certain rules that credit reporting agencies must follow while creating a consumer credit report, and if they do not follow them, consumers may have a claim against them... Full Story 
August 1, 2013 – 1,225 views
Banker Resource
Bankruptcy exemptions differentiate between the items that can be sold and not sold in the market to clear your debts. You cannot discharge your debts by selling items that are exempt. However, there are non-exempt items that can be disposed off to discharge your debts. Additionally bankruptcy laws differ from state to state... Full Story 
August 1, 2013 – 1,374 views
Banker Resource
Living trust and power of attorney are very important while letting another person manage your assets when you cannot. Both of these are quite similar in role, but you must have both if you want to delegate your estate responsibilities to another person. Confusion about these documents can often create problems while taking or granting loans... Full Story 
July 19, 2013 – 2,432 views
Banker Resource
The Organization for Economic Co-operation and Development defines a risk indicator as a barometer that uses mathematical models and formula to make an estimation of the potential of a resource to suffer some form of degradation. A key risk indicator is a similar tool used in management to indicate the risk involved in a decision or an activity. The prefix or key to the name ‘risk indicator’ is used typically... Full Story 
July 16, 2013 – 5,476 views
Banker Resource
Small as well as large businesses have been greatly influenced by the recent financial crisis in the economy. This has tightened the lending structure for businesses. Unsecured loans of many companies are not getting passed these days due to changes in the lending system... Full Story 
July 12, 2013 – 1,179 views
Banker Resource
An SBA 7(a) loan is not a loan in the typical sense of the word. They are guarantees offered by SBA while banks and other financial institutions offer the loan. If the borrower defaults, the government guarantees the loan. This loan is ideal for start-ups or small companies willing to expand their business. The SBA 7(a) loan guarantees can mean the difference between fulfillment and non-fulfillment of your dream but they come with several strings attached... Full Story